Legal and Licensing  Legal and Licensing

Welcome to eHealthInsurance.com, eHealth.com and eHealthMedicare.com (collectively, the "Web Site"), a web site where consumers and small businesses can research and shop for various insurance products. The Web Site is owned and operated by eHealthInsurance Services, Inc. (hereinafter, the "Company" or "eHealthInsurance"), a licensed insurance agency (see Licensing, below). The Company provides its services to you subject to the following conditions. If you visit or shop at this Web Site, you accept these conditions. Please read them carefully.

Legal Jurisdictions Only

The insurance services and products described on this Web Site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this Web Site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Use Limitation

This Web Site is for the use of consumers and small businesses who are researching and shopping for insurance products. You are not permitted to use this Web Site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this Web Site.

Trademarks

EHEALTH and EHEALTHINSURANCE are registered trademarks of the Company (U.S. Registration Nos. 2180628 and 2394766, respectively). The Company's trademarks may not be used in connection with any product or service that is not the Company's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the Company. All trademarks not owned by the Company that appear on this Web Site are the property of their respective owners.

Copyrights

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. All software used on this site is the property of the Company or its software suppliers and protected by United States and international copyright laws. Report a claim of copyright infringement.

Your Account

If you use this Web Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this Web Site, you warrant that you are at least 18 years of age and possess the legal authority to use this Web Site. The Company does not sell products to minors, but it sells them to adults. If you are purchasing a product on behalf of a minor, you agree to supervise all usage of this Web Site by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

Disclaimer of Warranties and Limited Liability

THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting this Web Site, you agree that the laws of the State of California, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that may arise between you and the Company. The only exception to this is information relating to Medicare plans, which is governed by Federal law.

Existing Insurance Coverage

DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Licensing

This Web Site is brought to you by the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with eHealthInsurance Services, Inc., a Delaware corporation with principal places of business at:

eHealthInsurance Services, Inc.
440 East Middlefield Road
Mountain View, CA 94043
Tel: 1-877-731-9560
& 11919 Foundation Place, Suite 100
Gold River, CA 95670
Tel: 1-877-731-9560
STATE LICENSE NO.
Alabama A185565
Alaska 22108
Arizona 88459
Arkansas 248752
California 0C64581
Colorado 109051
Connecticut 001044537
Delaware 155104
District of Columbia 9900808
Florida L049392
Georgia 103711
Hawaii 316233
Idaho AL079748
Illinois 77-0470789
Indiana 30036
Iowa 1001002273
Kansas 770470789-000
Kentucky DOI-514105
Louisiana 268039
Maine AGN68778
Massachusetts 1832025
Maryland NPF138268
Michigan 770470789
Minnesota 20216067
Mississippi 9261
Missouri AG8010202
STATE LICENSE NO.
Montana AL970510
Nebraska YR258288
Nevada 9403
New Hampshire 377232
New Jersey 0078429
New Mexico 550331
New York LA-929187*
North Carolina 77-047-0789
North Dakota 770470789-01
Ohio 25097
Oklahoma 14725*
Oregon 811528
Pennsylvania 62599
South Carolina 143111
South Dakota 7477
Tennessee 00000649
Texas 13750
Utah 91882
Vermont 00354
Virginia 77-0470789
Washington 170009
West Virginia 1152
Wisconsin 2775
Wyoming 7129
*eHealthInsurance Services, Inc. does business as eHealthInsurance Agency in the state of New York and Oklahoma.
Robert Hurley
STATE LICENSE NO.
Rhode Island 1069663



Y0040_GHA09UNHH CMS Approved 10292010

This page last modified on Oct 01, 2010.