Security Life Insurance Company of America

Dental Care Solutions
Group Insurance Coverage

THE INSURANCE COMPANY
Your dental plan is insured by Security Life Insurance Company of America. Over the last forty years, Security Life Insurance has earned a fine reputation as a leader in the field of ancillary health and wellness insurance benefits such as dental plans.

Plans are available to individuals under 65 years of age and their eligible dependents


THE INDEMNITY PLAN
If you choose the indemnity plan, you have complete freedom of provider choice. Visit any dentist and present your plan ID card. It is your dentist's responsibility to check the benefits provided by this plan and to inform you of any amounts for which you are responsible. Reimbursements are based on a percentage of Usual and Customary Fees (UCR) charged by dentists in your area. If your dentist anticipates the course of treatment will exceed $300, prior review should be obtained.


THE PPO PLAN
With the PPO plan, you have the option of choosing among over 20,000 dentists nationally who participate in the Careington International network. These dentists must pass Careington's rigorous credentialing process, and they agree to accept the Careington fee schedule as reimbursement in full for services. Under this plan, you also may visit non-Careington providers, but reimbursement will be limited to the Careington fee schedule, with any balance due being the responsibility of the member.