eHealthInsurance: Addressing the Issue of the Uninsured in America

eHealthInsurance: Addressing the Issue of the Uninsured in America
Fact Sheet

eHealthInsurance is helping to address the plight of more than 43 million Americans who are uninsured by providing those who visit our Website with knowledge of and access to health insurance that is affordable and accessible.

More than 8 out of 10 uninsured Americans are in working families and are not poor. (Kaiser Foundation, March 2000)
- Of the 44 million uninsured in the U.S.:
  - 84% of the uninsured are in working families.
  - 74% of the uninsured are in families with 1-2 full-time workers.
  - 27% of the uninsured are in families with "high incomes" which are 3X the Federal Poverty Level and above.
  - 17% of the uninsured are in families with "mid-incomes" which are 2-3X the Federal Poverty Level.(Urban Institute Analysis of March 1999, Current Population Survey)
Many people who can afford health insurance don't know where to get it or what kind of insurance is right for them.
- In California, approximately 2.5 million uninsured people have household incomes greater than 200% of Federal Poverty Level.
  - 24% of the California uninsured make $30,000 - 39,999
  - 13% make $40,000 - 49,999
  - 17% make $50,000 - 74,999
  - 10% make $75,000 or more(California Health Care Foundation, 1999)
- 75% of the uninsured in California don't believe they can afford health insurance,
- 67% worry about not having health insurance; 29% worry a lot.(California HealthCare Foundation, 1999)
- Customers on COBRA can save as much as 50 percent of their monthly premium by switching to a comparable plan (in California).
More than 40 percent of eHealthInsurance customers had been without health insurance for at least six months before coming to eHealthInsurance.com to purchase health insurance.

eHealthInsurance employees feel good about working for a company where bottom-line success is directly tied to how many people are helped to fill a real need - getting health insurance that is right for them.