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How does health insurance work? | |
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How does health insurance work? Imagine you have a $100,000 heart surgery, which is a covered medical expense under your health insurance plan, and let’s say this health insurance plan has a $1,000 annual deductible, 20% coinsurance after deductible, $2,000 out-of-pocket limit per year and $5 Million lifetime maximum. * *Not all health insurance plans feature deductible or coinsurance. |
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