Compare HSA options
   
HSA Administrators
Interest
Varies depending on investment chosen
4%
$0-$499:
1%
$500-$2.5K:
1.73%
$2.5K-$5K:
2.13%
$5K-15K:
3.15%
Over $15K:
4.41%
$0-$1K:
1.8%
$1K-$5K:
2.3%
$5K-$10K:
2.7%
$10K-$15K:
3.2%
Over $15K:
4.2%
$0-$500:
0%
$500-$5K:
1%
$5K-$10K:
1.6%
$10K-$15K:
2.6%
Over $15K:
4%
FDIC Insured
(funds in Interest-bearing account)
NO
YES
YES
YES
YES
Securities Investment Options
(Brokerage Account)
Consumers can direct their account balances among several Wells Fargo mutual funds
YES
(For accounts over $2,000)
Investment options are available. Choose from over 7,000 mutual funds, 3,000 of which are no-load.
Investment options are available. Choose from over 7,000 mutual funds, 3,000 of which are no-load.
Any stock, bond or mutual fund
Set Up Fee
$0
$10
$18
$0
$15
Monthly
Maintenance Fee
$4.25
$3
$2.25
(Waived on balances of $3,000 or more)
$2.50
(Free first 90 days; waived if balance is over $2,500 or with any direct deposit)
$2.50
Closing Fee
$0
N/A
$25
N/A
$20
Brokerage Account Fee
$0
N/A
$0
N/A
$0
Checks
NO
YES
($1.50 / 6 checks)
YES
($7.95/ 50 checks)
YES
(no charge for first order)
NO
Debit Cards
YES
(no charge for first two cards; $10 thereafter)
Yes
YES
(no charge for first two cards)
YES
(no charge for first two cards)
YES
(no charge for first card, $5 thereafter)
Auto Reimbursement
NO
NO
NO
NO
YES
(e-checks and e-deposits)
Balance Requirements
$100 to open
$25 monthly deposit required
$25 initial deposit
None
None
Statements/Reporting
Quarterly and
Year End
Monthly (online);
mailed upon request
Monthly and
Year End
Monthly and
Year End
Quarterly, Year End
and real-time access
to account status
Portable
YES
Yes
YES
YES
YES
 
IMPORTANT NOTICES AND DISCLAIMERS
THIS HSA ADMINISTRATOR COMPARISON MATRIX IS A SUMMARY FOR INFORMATIONAL PURPOSES ONLY. THE INFORMATION IN THE MATRIX HAS BEEN PROVIDED BY THE HSA ADMINISTRATORS IDENTIFIED ABOVE. BECAUSE THIS INFORMATION CHANGES FREQUENTLY, CHECK WITH THE RELEVANT HSA ADMINISTRATOR TO CONFIRM ITS ACCURACY. YOU SHOULD ALSO REVIEW YOUR CHOSEN HSA ADMINISTRATOR'S ENROLLMENT DOCUMENTS FOR A MORE DETAILED DESCRIPTION OF CURRENT REQUIREMENTS, FEES AND INVESTMENT OPTIONS. ONLY THE TERMS AND CONDITIONS LISTED IN YOUR ENROLLMENT DOCUMENTS ARE BINDING.
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