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Copay Select 80 - 1500 Health Insurance Plan Details
Copay Select 80 - 1500
Details at a Glance
Plan Type
Network
Office Visit for Primary Doctor
History and Exam: $35 Copay
Office Visit for Specialist
History and Exam: $35 Copay
Coinsurance
20% after deductible
Separate Prescription Drugs Deductible
Tiers 2-4: Combined $200 per person, per calendar year deductible
Prescription Drugs
Tier 1: $15 copay
Tier 2: $35 copay
Tier 3: $65 copay
Tier 4: You pay 25% coinsurance
(Maximum $3,000 per covered person, per calendar year)
(See sample list of drugs)
Health Savings Account (HSA) Eligible
No
Out-of-Network Coverage
Yes (Details in plan brochure below)
Out of Country Coverage
Emergency Care Only
Physicians
Primary Care Physician (PCP) Required
No
Specialist Referrals Required
No
Preventive Care Coverage
Periodic Health Exam
$35 copay (3 month waiting period, not subject to deductible)
Periodic OB-GYN Exam
Mammogram, Pap Smear, PSA Testing: 20% Coinsurance
Well Baby Care
Child Immunizations (ages 0-18): 20% Coinsurance (3 month waiting period)
Prescription Drug Coverage
Prescription Drugs Other Coverage
Tier 1: $15 copay
Tier 2: $35 copay
Tier 3: $65 copay
Tier 4: You pay 25% coinsurance
(Maximum $3,000 per covered person, per calendar year)
(See sample list of drugs)
Mail Order for Prescription Drugs
Not Available
Separate Prescription Drugs Deductible
Tiers 2-4: Combined $200 per person, per calendar year deductible
Hospital Services Coverage
Emergency Room
Illness: 20% Coinsurance after deductible, additional $100 Copay per visit if not admitted; Injury: 20% Coinsurance after deductible
Outpatient Lab/X-Ray
20% Coinsurance after deductible
Outpatient Surgery
20% Coinsurance after deductible
Hospitalization
20% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office Visit
Not Covered
Labor & Delivery Hospital Stay
Not Covered
Additional Coverage
Chiropractic Coverage
20% Coinsurance after deductible (limited to $2,000 of covered expenses per calendar year)
Mental Health Coverage
20% Coinsurance after deductible ($50 Max. Benefit Per Visit. $3,000 Max. Benefit for lifetime)
Additional Information
A.M. Best Rating
A as of 06/15/2009
Electronic Signature for Application Available
Yes
Will insurance company obtain and pay for medical records?
Yes
Additional information about this health insurance plan is available in the documents below.
Plan Brochure
Exclusions and Limitations
Action
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