Blue Cross and Blue Shield of Minnesota

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Blue Cross and Blue Shield of Minnesota

Blue Cross and Blue Shield of Minnesota is the state's largest health plan. Chartered in 1933 to promote wider, more economical and timely availability of health services, Blue Cross continues that commitment today. Nearly 3 million members trust the security and quality the Blue Cross and Blue Shield brand offers - through health plans covering individuals and seniors, to small and large businesses in every corner of Minnesota, to national companies with employees throughout the country.

Blue Cross is focused on improving people's health. A "whole person" approach to health engagement and support informs, educates, encourages and inspires better health for members and all Minnesotans. Because Blue Cross offers the largest, most comprehensive provider network in Minnesota and is recognized for its innovative approach to health care and benefit design, Blue Cross is uniquely qualified to meet the challenges to today's health care environment. A not-for-profit, taxable organization, Blue Cross and Blue Shield of Minnesota is headquartered in the St. Paul suburb of Eagan, Minnesota and is an independent licensee of the Blue Cross and Blue Shield Association.

Blue Cross and Blue Shield of Minnesota's Facts at a Glance

Founded In: 1933

Number of Employees: 4,000

Coverage Area: Minnesota -- with national coverage for members who travel or who work for Minnesota-based companies in other states through the BlueCard® program.

Membership: 2.9 million

Network: More than 97% of doctors and hospitals in Minnesota. (Nationally, more than 90 percent of hospitals and 80 percent of physicians contract with Blue Cross and Blue Shield companies - more than any other insurer.)

Blue Cross and Blue Shield of Minnesota Health Plans in Minnesota

Plan Name	Deductible	Coinsurance	Ratings
Options Blue $1,300 - 80%	$2,600	20%
Options Blue $1,300 - 80%	$1,300	20%
Options Blue $3,500 - 100%	$3,500	0%
Options Blue $3,500 - 100%	$7,000	0%
Options Blue $4,500 - 100%	$9,000	0%
Options Blue $4,500 - 100%	$4,500	0%
Options Blue $5,800 - 100%	$11,600	0%
Options Blue $5,800 - 100%	$5,800	0%
Personal Blue $1,500 - 80%	$1,500	20%
Personal Blue $10,000 - 100%	$10,000	0%
Personal Blue $15,000 - 100%	$15,000	0%
Personal Blue $2,500 - 80%	$2,500	20%
Personal Blue $3,000 - 80%	$3,000	20%
Personal Blue $3,500 - 80%	$3,500	20%
Personal Blue $4,000 - 100%	$4,000	0%
Personal Blue $4,500 - 80%	$4,500	20%
Personal Blue $7,500 - 100%	$7,500	0%
Simply Blue $4,000 - 80%	$4,000	20%
Simply Blue $5,000 - 100%	$5,000	0%
Simply Blue $8,000 - 80%	$8,000	20%

Blue Cross and Blue Shield of Minnesota's Awards and Recognitions

> In 2006, the National Committee for Quality Assurance (NCQA) awarded an accreditation rating of "excellent" to Blue Cross for commercial HMO/POS combined products and "full accreditation" for PPO product lines - the first health plan in the state to achieve full accreditation. Full accreditation is granted to those PPO plans that have excellent programs for continuous quality improvement and meet NCQA's rigorous standards.

> NCQA has also awarded Blue Cross a Quality Plus "distinction" award for leading the market in measuring the quality and cost of care provided to members by providers and hospitals. Blue Cross is also the only Minnesota health plan to earn NCQA's "rating of distinction" for member connections, recognizing Blue Cross for helping members understand their health plan and manage their health care costs.

> Blue Cross was the national PPO benchmark for two categories, Plan Profile (health plan operations) and Chronic Disease Management in the National Business Coalition on Health's 2007 eValue8 scores. This survey provides comparative national data for employers to make benefit decisions and to give health plans market feedback.

> In 2006, Blue Cross received the prestigious Minnesota Keystone Honored Company Award from the Minneapolis Regional Chamber of Commerce for improving the quality of life in Minnesota - the first nonprofit company to receive the award.

> In 2006 the Blue Cross and Blue Shield Association awarded a Best of Blue award to Blue Cross and Blue Shield of Minnesota for its successful "Recognizing Excellence" program. Blue Cross provider groups that participated in this program over three years documented significant improvements in helping patients manage diabetes and helping smokers try to quit.

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