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Balance Plan 1700
Overview
Customer Reviews
Details at a Glance
Plan Type
PPO
Office Visit for Primary Doctor
$30 Copay, deductible waived
Office Visit for Specialist
$30 Copay, deductible waived
Coinsurance
30% after deductible
Separate Prescription Drugs Deductible
$500 Individual
applies to
Brand
Prescription Drugs
Generic: $10 Copay
Brand: $35 Copay after Rx deductible
Non-Formulary: $50 Copay or 50% Coinsurance after Rx deductible, whichever is greater
Health Savings Account (HSA) Eligible
No
Out-of-Network Coverage
Yes (Details in plan brochure below)
Out of Country Coverage
Yes. Paid as in-network benefits if through a WorldWide BlueCard Provider
(
View Details
)
Physicians
Primary Care Physician (PCP) Required
No
Specialist Referrals Required
No
Preventive Care Coverage
Periodic Health Exam
$30 Copay, deductible waived
Periodic OB-GYN Exam
$30 Copay, deductible waived
Well Baby Care
$30 Copay, deductible waived
Prescription Drug Coverage
Generic Prescription Drugs
$10 Copay
Brand Prescription Drugs
$35 Copay after Rx deductible
Non-Formulary Prescription Drugs Coverage
$50 Copay or 50% Coinsurance after Rx deductible, whichever is greater
Mail Order for Prescription Drugs
Generic: $20 Copay
Brand: $70 Copay after Rx deductible
Non-Formulary: $100 Copay or 50% Coinsurance after Rx deductible, whichever is greater
Days Supply: 60
Separate Prescription Drugs Deductible
$500 Individual
applies to
Brand
Hospital Services Coverage
Emergency Room
$100/visit (waived if admitted) plus 30% Coinsurance, deductible waived
Outpatient Lab/X-Ray
30% Coinsurance after deductible
Outpatient Surgery
$250/visit plus 30% Coinsurance after deductible
Hospitalization
30% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office Visit
Not Covered
Labor & Delivery Hospital Stay
Not Covered
Additional Coverage
Chiropractic Coverage
50% after deductible up to $25 (member responsible for all charges over $25), up to 15 Visits per year
Mental Health Coverage
Non-severe mental illness: 30% Coinsurance after deductible, Severe mental illness: $30 Copay, deductible waived
Additional Information
A.M. Best Rating
A- as of 07/10/2009
Electronic Signature for Application Available
Yes
Will insurance company obtain and pay for medical records?
Yes
Additional information about this health insurance plan is available in the documents below.
Plan Brochure
Exclusions and Limitations
Action
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