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Alliance Health and Life Insurance Company
Overview
Alliance Health and Life Insurance Company (AHL) is a wholly-owned subsidiary of Health Alliance Plan (HAP), a nonprofit health plan based in Detroit. HAP has more than four decades of leadership in providing customers with access to quality health care coverage. HAP is a subsidiary of the Henry Ford Health System, one of the nation's leading regional health care systems.
HAP offers flexible products to meet the health needs and budget of Michigan residents. The health plan's comprehensive PPO provider network includes more than 15,000 physicians across the state of Michigan.
HAP helps members improve their health with innovative preventive services, disease management programs and extensive online health resources. Through HAP Advantage, members receive preferred rates on chiropractic services, laser vision correction, Weight Watchers® meetings and fitness club memberships. iStrive For Better Health, HAP's online health improvement program, offers members a free health risk assessment, six healthy lifestyle programs and rewards for reaching milestones in the program.
Facts at a Glance
Health Alliance Plan Health Plans in Michigan
| Plan Name | Deductible | Coinsurance | Ratings |
| $0 | | ||
| $0 | | ||
| $5,000 | 20% | ||
| $2,500 | 20% | ||
| $5,000 | 0% | ||
| $10,000 | 0% | ||
| $1,200 | 30% | ||
| $2,500 | 20% | ||
| $500 | 30% | ||
| $5,000 | 20% | ||
| $1,000 | 30% | ||
| $1,000 | 30% | ||
| $3,000 | 0% | ||
| $3,000 | 0% | ![]() ![]() ![]() |
Awards and Recognitions
> 2007 Quality Leadership Award The Michigan Quality Council awarded Henry Ford Health System and HAP the highest honor for organizational performance in the state – Michigan's version of the Baldrige Award.
> 2007 Recognizing Innovation in Multicultural Health Care Award The National Committee for Quality Assurance (NCQA) honored HAP for eliminating racial disparities in breast cancer screening.
> Nation’s Top 20 Health Plan Web sites HAP’s Web site was named one of the Nation's Top 20 Health Plan Websites based on an analysis of Healthcare Market Guide® consumer satisfaction ratings.
> Innovations in Chronic Care Management HAP’s HealthTrack Disease Management Program received national recognition from America's Health Insurance Plans for "Innovations in Chronic Care Management."



