![]() |
HomeIndividual & FamilySmall BusinessMedicare | Help Center|My Account | ![]() |
![]() | ||
|
| ![]() |
|
![]() | ||
![]() |
![]() |
Mountain State Blue Cross Blue Shield
As West Virginia's largest private health insurance company, Mountain State Blue Cross Blue Shield (Mountain State) is the only health insurance company operating under the famous Blue Cross and Blue Shield logos in West Virginia. As a leader in the healthcare industry, Mountain State has been instrumental in helping craft public policy designed to maintain the current public healthcare system while improving the health status of West Virginians.
Mountain State serves a wide variety of customers through its diverse products. The company maintains a comprehensive network of providers and offers a choice of many hospitals, physicians and medical professionals to both its traditional and managed care customers. Mountain State provides or administers health insurance plans to individuals, families, small businesses, large corporations and governmental entities.
Our expertise, our experience and our commitment to the people of West Virginia make Mountain State the number one choice for health care coverage.
Mountain State's Facts at a Glance
MSBCBS utilizes the PPO BlueCard® Program which provides access to healthcare providers across the United States and 200 countries and territories around the world.
Mountain State BlueCross BlueShield Health Plans in West Virginia
| Plan Name | Deductible | Coinsurance | Ratings |
| $10,000 | 0% | ||
| $3,000 | 0% | ||
| $5,000 | 0% | ||
| $6,000 | 0% | ||
| $1,000 | 20% | ||
| $1,500 | 20% | ||
| $2,500 | 20% | ||
| $500 | 20% | ||
| $5,000 | 20% |
Mountain State's Awards and Recognitions
>The Blue Cross Blue Shield Association presented Mountain State Blue Cross Blue Shield with the prestigious Brand Excellence Award in the Member Retention category for having a high member retention rate. Mountain State has received the award for two consecutive years, 2006 and 2007. Mountain State also received a Brand Excellence Award in the Brand Awareness category for 2006.
>Mountain State received the Above and Beyond award from the West Virginia Committee for Employer Support of the Guard and Reserve in 2007. Mountain State received the award based on its commitment to employees in making sure they have all the resources and support they need to fulfill their military obligations.
>In 2005 Mountain State was the recipient of the West Virginia Employer Advisory Committee (WVEAC) Employer of the Year Award for Region IV. Mountain State received the award because of its contribution to the WVEAC and the local Workforce West Virginia System.
Affiliations
Mountain State Blue Cross Blue Shield is an affiliate of Highmark, Inc.


