HomeIndividual & FamilySmall BusinessMedicare
Health Insurance from eHealthInsurance.com
PleaseWait
Compare health insurance quotes.
Find affordable health insurance and apply online.
  •  Enter Your ZIP Code
Oxford NJ

Basic and Essential EPO

Overview
Customer Reviews
 
Overall Ratings Summary  (based on 290 customer ratings)
Rating system based on 1 as poor to 5 as excellent.
 
3.6
Overall Rating
3.7
Customer Service
3.9
Doctor Selection
3.2
Benefit Coverage
 
 
What Our Customers Like About This Plan
All reviews were submitted by customers who participated in this plan.
 
Customer from plainsboro, NJ
Aug 28, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
3
Doctor Selection:
3
Benefit Coverage:
2
Review 

It's the cheapest plan out there but still seems too expensive for what I'm getting.  
 
Customer from Oradell, NJ
Jul 09, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
4
Doctor Selection:
3
Benefit Coverage:
3
Health Insurance review 

Only bad thing is no prescription plan. But I guess that is why it's cheap. 
 
Customer from Trenton, NJ
Jun 17, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
1
Doctor Selection:
3
Benefit Coverage:
3
Dissatisfied  

I signed up at the end of Jan 09 when I was unemployed, and no longer covered by my parents insurance. The rate is low and the coverage minimal which is why I selected Oxford- It's my accident medical coverage. It has turned out to be more of a hassle than I would think it should be. My bills are confusing. When I call people lie to make me happy at the moment. And I have never missed a bill, and it says I owe money. I'm disappointed with the system, lack of guidance for young customers, and no proof of phone conversations. I have yet to use my insurance and am thinking I should just switch to carrier with more customer service.  
 
Customer from elmwood park, NJ
Jun 04, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
2
Doctor Selection:
5
Benefit Coverage:
1
what do you want here? 

I reach my maximum coverage that I did not know I had in the 1st month just for going for a routine physical 
 
Customer from Mt. Laurel, NJ
May 14, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
2
Doctor Selection:
3
Benefit Coverage:
2
unimpressed 

i needed insurance, so i found something i thought i could afford. within the first month, they were overcharging me. when i complained, i got some charges dropped, but my monthly premium went up. i have made all of 1 claim, and they gave me a hard time with it. this plan covers very little and i am decidedly unimpressed with what i am receiving. 
 
Customer from Short Hills, NJ
Apr 22, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
5
Doctor Selection:
2
Benefit Coverage:
2
For emergencies only! 

In order to get an affordable health care, I chose this basic health plan. It covers virtually nothing and would really only be used for emergencies. The bottom line is, DON"T GET SICK! 
 
Customer from Lambertville, NJ
Apr 16, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
4
Doctor Selection:
4
Benefit Coverage:
2
 

 
 
Customer from Hopatcong, NJ
Apr 10, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
n/a
Doctor Selection:
5
Benefit Coverage:
1
It Is Ok For An Emergency 

I am afraid to go to the doctor when I am sick because I am afraid of using up the amount the insurance company is going to pay. I wait until I am sick enough where I think I am going to get something out of it. This plan is good though if you just want coverage incase of an emergency. 
 
Customer from marlboro, NJ
Mar 29, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
2
Doctor Selection:
2
Benefit Coverage:
4
 

 
 
Customer from Edgewater, NJ
Mar 15, 2009
Overall Rating:
Rated on a 1 - 5 Scale
Customer Service:
5
Doctor Selection:
5
Benefit Coverage:
5
Thank you 

I found this program to be affordable while I was unemployed and did not have health benefits. It was easy to enroll online, no problems with coverage and the assistance was great. I am now employed with benefits, and no longer using e insurance. It was a godsend during that time period. Thank you. 
 
Editor's Note (contact reviews editor)
To help select the right individual and family plan for you, we summarize all customer reviews to provide an overall rating and feature selected positive reviews from customers who have participated in this individual and family plan thru eHealthInsurance. Please note that this is only one factor to consider when selecting a health insurance plan. The specific needs of you and your family may affect your personal experience with this plan. Reviews are the opinions of our customers and do not necessarily reflect our opinion or view. We cannot verify the accuracy of customer reviews. Reviews on this page are specific to the carriers individual/family product and are not necessarily a reflection on the carrier's brand, or on any of the carriers other insurance products.

Live Assistance
1-800-977-8860
Get Online Help

Why eHealthInsurance