Medicare Supplement in 2012

What Med Supp Plans Cover
Med Supp Benefits	K	L	M	N
Source: CMS.gov
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
Medicare Part B Coinsurance or Copayment	50%	75%		^***
Blood (First 3 Pints)	50%	75%
Part A Hospice Care Coinsurance or Copayment	50%	75%
Skilled Nursing Facility Care Coinsurance	50%	75%
Medicare Part A Deductible	50%	75%	50%
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency(Up to Plan Limits)
Out-of-Pocket Limit^**	$4,660	$2,330
^* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,070 in 2012 before your Medigap plan pays anything. ^ After you meet your out-of-pocket yearly limit and your yearly Part B deductible ($140 in 2012), the Medigap plan pays 100% of covered services for the rest of the calendar year. ^* Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in an inpatient admission. Plans D and G effective on or after June1, 2010, have different benefits than D or G Plans bought before June1, 2010. Plans E, H, I, J will no longer be available to buy. If you already have or you buy Plan E, H, I, or J before June 1, 2010, you can keep that plan. Contact your plan for more information.

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