Empire Blue Cross Blue Shield Medicare
Empire started as a New York City-based hospital insurance provider and has gone on to become one of the largest health insurers in the United States. Established in 1934, Empire has offered its customers a broad portfolio of managed care plans and insurance products, including HMO, POS, PPO, EPO and CDHP plans. Empire is unique because it directly owns and manages its networks at the local level, collaborating with providers to offer customized benefit options, quality levels of service and care, as well as new opportunities for cost efficiencies.
Empire stands apart from its competition through the following differences:
- Its large provider networks
- A diverse product portfolio
- Empire's 360° Health® total management solution
- Robust member and employer websites
- Cutting-edge technology
- Superior service
- Strong business partnerships with data integration
- A seamless implementation process
In the Present
Empire is one of the country's largest health benefits companies in terms of membership, and is well-positioned to help control medical costs and improve access to quality care by serving residents and businesses in the 28 eastern and southeastern counties of New York State.
There may be gaps in Original Medicare (Part A and Part B) coverage. Medicare pays for many health care costs, but it doesn't cover everything. This is where Empire Medicare Supplement comes in, offering various policies intended to supplement your existing coverage. Eligible beneficiaries may choose from six offered supplemental policies: Plans A, B, F, F (high deductible version), G, and N.
Empire Medicare Advantage plans (called MediBlue plans) are available in a variety of HMO and PPO options. MediBlue includes all of the benefits offered under Original Medicare (Part A and Part B,) but these plans may also include other important benefits that beneficiaries may need.
Prescription Drug Plans
Empire Prescription Drug plans help pay for most brand-name and generic drug prescriptions, and offer access to retail drugstores and mail-order options. Monthly premiums will vary by plan, depending on the policy you choose. Additional costs, such as deductibles, copays and coinsurance may also apply.