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HCC Life Insurance Company - Texas Short Term Health Care

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HCC Life Insurance Company

HCC Life Short Term Medical


HCC Life Short Term Medical (STM) provides affordable temporary health insurance to protect you and your family. You should consider purchasing HCC Life STM if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected accident or illness.

With HCC Life STM you're in control. You get to choose your deductible, coinsurance, maximum coverage amount, and the exact length of coverage. You also have the freedom to receive treatment from doctors and hospitals of your choice without incurring out-of-network penalties. HCC Life STM gives you peace of mind by relieving some of your financial worry in the event of an unexpected medical condition.


HCC Life STM is appropriate for:


> Individuals transitioning between jobs

> College students or recent graduates

> New employees waiting for group coverage to begin

> Individuals not yet eligible for Medicare coverage

> Individuals waiting on approval of major medical coverage

> Individuals no longer eligible on parents' plan due to age or status

> Individuals looking for an affordable substitute for COBRA


About the Insurer


HCC Life STM is underwritten and administered by HCC Life Insurance Company (HCC Life), which has been an industry leader in medical stop loss and excess lines coverage for more than 30 years. HCC Life, an Indiana domiciled insurer, has offices in Atlanta, Boston, Dallas, Indianapolis & Minneapolis and writes over $750 million dollars in premium annually. HCC Life Insurance Company is rated "A+" (Superior) for financial strength by A.M. Best Company ratings services. All HCC Life products are backed by the financial stability of our parent company, HCC Insurance Holdings, Inc. (NYSE: HCC).

HCC Life is a wholly owned subsidiary of HCC Insurance holdings, Inc. Since its inception in 1974 and with more than $8 billion dollars in assets, HCC insurance Holdings, Inc. has grown through expansion and acquisition to become an international leader in specialty insurance.
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