Affordable Care Act News

When can I sign up for an Obamacare health plan?

March 31, 2014 – One question we hear often in our call center is, “When can I sign up for an Obamacare health plan?” Our callers are often surprised to learn that they cannot simply sign up at any time they choose. Under the Affordable Care Act (Obamacare), you can typically sign up for a health insurance plan during… Read more

Health Insurance Tax Tips You Need to Know

March 31, 2014 – Have you done your taxes yet? Me neither. If you’re looking for some tips, however, eHealth has compiled some for the 2013 tax season. Many consumers overlook credits and deductions built into the tax code that are designed to make medical care and health insurance more affordable. Consumers who had high medical expenditures in 2013,… Read more

Top 3 Benefits of Having Health Insurance

March 31, 2014 – If you’re like me, when your parents forced you to eat vegetables as a kid, you probably said something like, “why?,” or, “I don’t want to!” The Affordable Care Act’s mandate that requires most people to buy health insurance or pay a penalty tax can have a similar effect on people. After all, if you’re… Read more

What do you need before you apply for Obamacare subsidies?

March 31, 2014 – By now, most people know that the Affordable Care Act (Obamacare) makes subsidies available to help lower-income people afford health insurance (Watch our video on how subsidies work). If you want to apply for a subsidy, or check and see if you qualify, here are a some of the things you should know and some… Read more

What is the health insurance subsidy gap, and how can I avoid it?

March 31, 2014 – What if a relatively small change to your income could result in a huge increase in your annual health insurance costs? Well, it can. The Affordable Care Act provides subsidies for lots of American consumers purchasing coverage on their own, but not for everyone. Individuals and families earning just too much to qualify for government… Read more

Still Uninsured? Call the eHealth Uninsured Hotline

March 31, 2014 – Just in time for the March 31, 2014 end of the Affordable Care Act’s nationwide open enrollment period, eHealth has launched a new Uninsured Hotline for consumers who find themselves still without coverage on April 1. Consumers can reach eHealth Uninsured Hotline by telephone at 877-803-2369 beginning April 1, 2014. Licensed agents at eHealth’s Customer… Read more

Health Insurance Tax Tips You Need to Know

March 31, 2014 – Have you done your taxes yet? Me neither. If you’re looking for some tips, however, eHealth has compiled some for the 2013 tax season. Many consumers overlook credits and deductions built into the tax code that are designed to make medical care and health insurance more affordable. Consumers who had high medical expenditures in 2013,… Read more

What is the health insurance subsidy gap, and how can I avoid it?

March 31, 2014 – What if a relatively small change to your income could result in a huge increase in your annual health insurance costs? Well, it can. The Affordable Care Act provides subsidies for lots of American consumers purchasing coverage on their own, but not for everyone. Individuals and families earning just too much to qualify for government… Read more

When can I sign up for an Obamacare health plan?

March 31, 2014 – One question we hear often in our call center is, “When can I sign up for an Obamacare health plan?” Our callers are often surprised to learn that they cannot simply sign up at any time they choose. Under the Affordable Care Act (Obamacare), you can typically sign up for a health insurance plan during… Read more

Top 3 Benefits of Having Health Insurance

March 31, 2014 – If you’re like me, when your parents forced you to eat vegetables as a kid, you probably said something like, “why?,” or, “I don’t want to!” The Affordable Care Act’s mandate that requires most people to buy health insurance or pay a penalty tax can have a similar effect on people. After all, if you’re… Read more

What do you need before you apply for Obamacare subsidies?

March 31, 2014 – By now, most people know that the Affordable Care Act (Obamacare) makes subsidies available to help lower-income people afford health insurance (Watch our video on how subsidies work). If you want to apply for a subsidy, or check and see if you qualify, here are a some of the things you should know and some… Read more

What do the latest Obamacare changes mean to you?

March 26, 2014 – Over the last few weeks the Obama administration made changes to the Affordable Care Act (ACA) aimed at smoothing the transition to the new law for consumers. The two changes enacted were: Subsidies off exchange: On February 27, 2014, the U.S. Department Health and Human Services (HHS) said state residents who were unable to sign… Read more

eHealth Price Index

February 26, 2014 – The eHealth Health Insurance Price Index is the first and only tool of its kind, tracking on a daily basis the average monthly cost of individual and family health insurance for plans based on applications submitted nationwide through eHealth. All data is for 2014 Affordable Care Act plans without a subsidy applied. Read more

Overlooked Obamacare Deadlines

February 4, 2014 – The Affordable Care Act (ACA) established an annual nationwide open enrollment period for individual and family health insurance plans. The current open enrollment period began on October 1, 2013 and continues through March 31, 2014. Consumers without employer-based health coverage (or without Medicare, Medicaid, or another form of minimum essential coverage) who do not purchase… Read more

2014 Health Insurance Subsidies FAQ

December 23, 2013 – The Affordable Care Act – also known as Obamacare – provides government subsidies to certain eligible consumers beginning in January 2014. The goal of these subsidies is to make individually-purchased health insurance more affordable for households with annual income below thresholds specified by the law. Through its Customer Care Center – staffed with over 100… Read more

Obamacare Myths vs. Realities

December 23, 2013 – Many American consumers are still unfamiliar with the Affordable Care Act and what it means for them. They’re uncertain about their responsibilities under the law, where and how to shop for coverage, and the role of government exchanges, among other things. At eHealth, we believe that consumers deserve straight answers and simple explanations to help… Read more

Obamacare Countdown - Step 5

July 15, 2013 – The difference between open enrollment and a qualifying event The new open enrollment period when you can start to shop for newly reformed health insurance plans is currently scheduled to begin in October 2013 and run through March 2014. Open enrollment is the time of year that the Federal Government requires insurers to accept applications… Read more

Obamacare Countdown - Step 4

July 15, 2013 – Information about insurance exchanges and available plans The fourth step in eHealth’s five-step guide to get ready for health care reform focuses on the new health insurance plans you may consider purchasing on government-run health insurance exchanges. If you’re uninsured or buy your own health insurance, you may need to buy new coverage in 2014… Read more

Open Enrollment - The Basics

July 10, 2013 – When is the new open enrollment period? – The first-ever open enrollment period for individual and family health insurance plans under the Affordable Care Act (ACA) begins October 1, 2013 and ends March 31, 2014. Open enrollment periods in following years will be shorter than this one-time six-month period. What is an open enrollment period?… Read more

Find a Health Plan Today

July 10, 2013 – Why should I get coverage today instead of waiting until it’s required? – Most people will need to have major medical health insurance in 2014 or pay a tax penalty. But don’t wait to get coverage until it’s required. Going uninsured, even for a few months, can be a big – and costly – mistake.… Read more

Five Steps to Obamacare

June 26, 2013 – If you have questions about what Obamacare means to you, have no fear. Just follow eHealth’s simple five-step guide to preparing for health care reform, or the Affordable Care Act, in 2014. eHealth’s five-step approach provides a steady, measured approach to getting ready for Obamacare. The law has so many layers that it’s easier to… Read more

Obamacare Countdown - Step 3

June 26, 2013 – Get to know the features of America’s new health insurance plans Starting January 1, 2014, the way health insurance benefits are structured will be changed forever. To shop smart, consumers need to understand what benefits every plan they enroll in must have in order to help them avoid the mandate tax. What’s covered? Each new… Read more

Purchasing Health Insurance Outside of Open Enrollment

June 26, 2013 – Outside of open enrollment, your ability to purchase health insurance may vary from state to state. It may be limited to the occurrence of a qualifying event, such as the loss of a job, a marriage or divorce, a move, or the birth of a child. Qualifying events You may be able to purchase a… Read more

Notable Affordable Care Act Provisions Coming into Effect January 1, 2014

June 26, 2013 – Individual mandate – The individual mandate is the provision of the Affordable Care Act (ACA) requiring most people without employer-based coverage to buy qualifying coverage on their own, or pay a tax penalty. The goal of the individual mandate is to make coverage more affordable for less healthy people by bringing more healthy people into… Read more

Obamacare Countdown - Step 1

June 26, 2013 – Will your current health insurance plan need to change in 2014? When the Affordable Care Act (ACA) was signed into law, it effectively created three classes of individually purchased major medical health insurance plans: Grandfathered plans: If you bought health insurance with an effective date before March 23, 2010 – when the ACA was signed… Read more

Obamacare Countdown - Step 2

June 26, 2013 – How will you pay for health insurance in 2014? The ACA tries to reduce the amount of uncompensated care the average U.S. family pays for by requiring everyone to have health insurance or pay a tax penalty. The ACA’s new tax penalties for people without insurance are designed, in part, to offset the cost of… Read more

Top Five Obamacare Questions

May 30, 2013 – Question 1: Am I eligible for Obamacare? Answer: Most of the benefits of Obamacare are available to anyone who buys health insurance. But, if you want a subsidy (premium tax credit) to help pay for your health insurance, these are the requirements. You: Must live in the U.S. Be a U.S. citizen or national, or be… Read more

Will You Get a Health Insurance Rebate This Year?

May 30, 2013 – Will you get a rebate on your health insurance this year? Chances are, if you’re like most people, you didn’t know you could be getting a rebate on your health insurance premiums this year. When we surveyed our customers last year, only about one-in-ten people (11%) actually knew these rebates even existed. Why might I… Read more

Big Health Insurance Changes for 2013 College Grads

May 29, 2013 – Big Health Insurance Changes for 2013 College Grads With health insurance exchanges and a new open enrollment period launching this fall – plus government subsidies and the requirement to have coverage right around the corner – this year’s college grads face new health insurance issues and choices. Some of their choices are familiar: Mom and… Read more

Health Care Reform FAQ: The Basics

April 11, 2013 – We’ve all heard about Health Care Reform, but it’s no easy task to decipher the information being thrown around in the news. To understand how the changes will impact you, it is crucial to know the basics of the new law. Just be aware that the rules are constantly being tweaked and modified, so the… Read more

Obamacare: The Five Questions Most Small Employers Ask

April 2, 2013 – Obamacare: The Five Questions Most Small Employers Ask We get so many questions from our small business customers about health care reform, that we decided to publish a list of the five questions, and then answer each one. Most of these answers come from our experienced Small Business team, but you should know that the… Read more

Where Can I Find Health Insurance for My Kids?

March 20, 2013 – Where can I find health insurance for my kids? If you’ve followed things over the past few years, you’ll know that “child-only” health insurance plans are pretty hard to find these days. There not quite as hard to find and they used to be, however. Last year we highlighted specific states where child-only coverage is… Read more

When Is the New Health Reform Open Enrollment Period?

March 16, 2013 – If you have health insurance through an employer, you’ve surely heard the phrase “open enrollment season” before. That’s the time when you pick your health plan for the coming benefit year. For most of us with employer coverage, open enrollment happens between October and December. But now there’s a new open enrollment period coming to… Read more

Health Insurance Tips for the "Gap Year"

March 6, 2013 – Health Insurance Tips for the “Gap Year” Welcome to the health reform gap year, 2013. What do we mean by “gap year?” Think of it as the (relatively) quiet moment before the storm. Some of the health reform law’s provisions are in place already. The big ones, however, are still on the way. The individual… Read more

Health Reform 101: What Do You Need to Know?

March 1, 2013 – There is no doubt that the Affordable Care Act (the health care reform law) can be confusing. What does it mean for you? What can you expect in 2014? In this post we’ll link to you to several resources created by eHealthInsurance and other organizations that can help you understand health care reform. Information on Subsidy… Read more

Are You Benefiting from Health Reform Today?

October 23, 2012 – Are you benefiting from the health reform law? Has the Affordable Care Act had an impact on your life? Pretty much everyone with health insurance has benefited in some way from the health reform law, whether they know it or not. For example, lifetime coverage limits are now a thing of the past and there’s… Read more