Find Affordable Health Insurance in California

Find individual health insurance in California.
Discover more plans at the lowest available cost.

eHealth is an authorized federal government partner.

Looking to Purchase California Health Insurance?

We offer a broad selection of California health plans for individuals, families and small businesses from most of the leading California health insurance companies.

California Medical Insurance Statistics

Consider the following statistics about health care coverage in California:

39,188,300

Total California Residents

8%

Total Uninsured California Residents

21,414,031

Total California HMO enrollment

$1,146

Avg annual employee premium in California employer-sponsored plan (after employer contribution)

$3,341

Avg California hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

California requires all residents to have health coverage to avoid the individual mandate penalty. In 2020 California implemented state-mandated coverage and a state-based premium subsidy. California has allocated state funds to provide premium subsidies to low-income Californians to promote health insurance coverage for all Californians.
Open enrollment for 2020 health plans has ended, but California residents with qualifying life events can still enroll or make changes to their coverage for 2020. California residents can purchase plans through private insurers or through the federal exchange. If you haven't qualified for a special enrollment period but still need coverage, consider a short term plan.
The cheapest health insurance in California starts for as low as $147.27 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$147.27
Silver$175.23
Gold$231.39
Platinum$302.88
* This is the lowest-price Bronze plan available from eHealth in California, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
California residents can expect to pay an average of $200.3 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$200.3
Silver$288.87
Gold$345.39
Platinum$465.63
* This is the average price of a plan available from eHealth in California, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.