Help Center

Individual & Family: 877-751-9310
Small Business: 877-456-6670
Medicare: 800-299-3116

How long do COBRA continued benefits last?

Beneficiary	Qualifying Event	Term
Employee Spouse Dependent Child	Voluntary or involuntary termination of job (other than termination for gross negligence) Reduction of work hours	18 months
Employee Spouse Dependent Child	Termination or reduction of work hours + disability that is certified by the Social Security Administration	29 months
Spouse Dependent Child	Divorce or legal separation Death of employee Loss of "Dependent Child" status Employee enrollment in Medicare	36 months