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 Pre-existing Condition Exclusion

 
-see Pre-existing Condition. In some cases, a health insurance company may exclude a patient's pre-existing conditions from coverage under a new health insurance plan. This is more typical with individual and family health insurance plans and less common with group health insurance plans. HIPAA legislation imposes certain limitations on when a health insurance company can exclude coverage for a pre-existing condition.

PPACA prohibits pre-existing condition exclusions for all plans beginning January 2014 and prohibits pre-existing condition exclusions for all children under the age of 19 in new policies sold on or after September 23, 2010.

Insurance companies reserve the right to change the terms of a policy after properly notifying you. Please note that definitions of certain terms may vary across insurance companies.

 
 
 
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