Get answers to common questions.
- What is Accident Insurance?
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.Close
Please note, however, that definitions of certain terms may vary across insurance companies.
- Why do I need Accident Insurance?
Accidents happen to all of us. And, whether it's a broken bone, a sprain, a car accident, or an allergic reaction to a bee sting, meeting the costs for treatment and recovery after an injury can be challenging. An affordable accident insurance policy can help you pay for the expenses that are not fully covered by your major medical insurance.Close
- How are benefits paid out?
You can choose to get cash benefits from the carrier directly. Meaning, you'll have the cash on hand to help you with expenses incurred due to an injury, to help with ongoing living expenses, or to help with any purpose you choose.Close
Please note, however, that definitions of certain terms and plan designs may vary across insurance companies.
- If I apply for an insurance plan, am I obligated to buy?
No. You are under no obligation to buy a health insurance plan when using our site. After submitting your application you may cancel it at any time during the underwriting process. When you submit an application you will typically include your credit card number or a check for the first premium payment. Most insurance companies will not charge your card or deposit your check until you are approved. If you are charged or your check is cashed and you are denied for coverage or cancel your application prior to approval, the insurance company will issue a refund.Close
A few insurance companies may charge an application fee. You will be notified in the application if the plan you chose requires an application fee. Please note that these fees are non-refundable.
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