Why would I need a medical indemnity plan?
The appeals of medical indemnity plans are that:
Premiums are affordable.
You know in advance what benefit amount you can expect for covered medical events.
You don't have to pay a deductible before receiving your benefits.
You don't have to incur medical expenses first, then wait to be reimbursed by the insurance company.
Plan benefits can help defray any out-of-pocket medical costs.