Why would I need a medical indemnity plan?

The appeals of medical indemnity plans are that:

• Premiums are affordable.
• You know in advance what benefit amount you can expect for covered medical events.
• You don't have to pay a deductible before receiving your benefits.
• You don't have to incur medical expenses first, then wait to be reimbursed by the insurance company.
• Plan benefits can help defray any out-of-pocket medical costs.