FAQs >COBRA Alternatives >How long do COBRA continued benefits...
 

How long do COBRA continued benefits last?

 

Beneficiary
Qualifying Event
Term
Employee
Spouse
Dependent Child
  • Voluntary or involuntary termination of job (other than termination for gross negligence)
  • Reduction of work hours
18 months
Employee
Spouse
Dependent Child
  • Termination or reduction of work hours + disability that is certified by the Social Security Administration
29 months
Spouse
Dependent Child
  • Divorce or legal separation
  • Death of employee
  • Loss of "Dependent Child" status
  • Employee enrollment in Medicare
36 months