FAQs >COBRA Alternatives >What are Qualifying Events?
 

What are Qualifying Events?

 

Qualifying Events that would make you eligible for COBRA include: voluntary or involuntary separation from employment, a reduction of hours worked, the death of an employee, or a divorce.

Qualifying Events for COBRA
Employee
  • If you leave your job voluntarily; this includes retirement
  • Ifyour work hours are reduced so that you are no longer eligible for health benefits under your employer's policy
  • If you leave your job involuntarily for any reason other than gross misconduct
Employee`s Spouse
  • If the employee's work hours are reduced
  • If the employee leaves the job for any reason other than gross misconduct
  • If the employee becomes entitled to Medicare
  • Divorce or legal separation
  • Death of the employee
Dependant Children
  • If the employee's work hours are reduced
  • If the employee leaves the job for any reason other than gross misconduct
  • If the child loses dependent child status under the employer sponsored health plan's rules
  • If the employee becomes entitled to Medicare
  • Divorce or legal separation
  • Death of the employee