What's the difference between employee costs and employer costs?

The total cost of a health insurance plan is typically shared between the employer and employees. 1. Insurance companies typically require employers to pay a certain portion of the Total Plan Cost, i.e. the Minimum Employer Cost. 2. Employers can choose to pay any amount between the Minimum Employer Cost and the Total Plan Cost. 3. Any portion of the Total Plan Cost not paid for by the Employer becomes the Employee Cost.