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FAQs >Small Business Health Insurance >General Insurance Questions >How do ZIP codes affect group health...
 
  How do ZIP codes affect group health insurance rates?
 
Since the cost of medical care varies from area to area, health insurance rates also vary from area to area. This variance is due to the general cost level of the area, differences in medical practices, the degree of specialization of services and the amount of competition in the area. Most small group plans vary rates by ZIP code. The employer's business address is normally used to determine rates.
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