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FAQs >Health Savings Accounts >Why should I consider getting an...
  Why should I consider getting an HSA?
You may save money in the short and long term by:
  • Deducting 100% of your HSA contributions from your taxable income

  • Having the money in your HSA accrue interest and/or gains on a tax-free basis

  • Paying no penalties or taxes when you use your HSA to pay for qualified medical expenses

  • Having a high-deductible HSA-compatible health insurance plan, which typically has a lower premium than a plan with a lower deductible

Note: Some HSAs charge a small monthly maintenance fee.
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