|What insurance plans are HSA-compatible?|
In order to have a Health Savings Account, you must get an HSA-compatible health insurance plan. This type of insurance plan is often referred to as a High Deductible Health Plan, and typically has lower premiums than plans with lower deductibles.
A health insurance plan must meet the following criteria to be considered HSA-compatible:
To make things easy for you, our site identifies the HSA-compatible plans with the symbol shown below:
NOTE: If you have other health insurance coverage (such as coverage under a spouse's employer-sponsored plan) in addition to your HSA-compatible health insurance plan, then the other plan must 1) also be HSA-compatible in order to contribute to an HSA or 2) the other plan cannot cover any benefits provided under your HSA-compatible plan.