This plan provides options for anyone looking for affordable dental coverage that works like a typical insurance plan (e.g. deductibles and coinsurance). Three plan options range between a plan covering only diagnostic and preventive services to a more comprehensive plan.
With all plans, you can choose any dentist but you may pay more for a service if you visit a non-participating dentist. Participating dentists have agreed to payment rates for covered services and cannot charge more. When you see a non-participating dentist, you may be billed the difference between what the plan pays and the non-participating dentist charges for the procedure.