Find short-term health insurance plans in FL
This information is secure
Consider the following statistics about health care coverage in Florida:
Average individual ST Premium$115
Average Individual ST Deductible$4,945
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Florida short term health insurance plans offer health care coverage for up to 364 days, with the opportunity for renewals of up to 36 months. Florida short term health insurance plans lasting longer than 6 months are more limited when it comes to exclusions due to pre-existing conditions.
We offer FL residents short term medical insurance plans provided by leading insurance carriers. Compare Florida short term health insurance plans and select the plan best suited for your health care needs. Note that although short term health insurance in Florida can last for up to 36 months, not all insurers will offer plans that last that long. Make sure to check plan details when shopping for short term health insurance in Florida.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people.
Purchasing a short term health insurance plan in Florida may make you ineligible for any guaranteed issue individual health plans commonly referred to as HIPAA Plans, or a COBRA plan if you recently lost coverage from a group health plan.
Also keep in mind that short term plans generally do not guarantee renewal, so any conditions that develop while you are on a short term plan may prevent you from renewing or may be excluded from your policy once you renew. Please check plan details to learn more about exclusions or coverage of pre-existing conditions for short term health insurance in Florida.
Due to those limitations, short term health insurance might not be for everyone. If you are seeking to save on health insurance costs in Florida and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.