If you are the owner of a small healthcare office, you know that it takes more than just one person to get things done. Whether it's just you and a receptionist to make your appointments, or a few hygienists as well as a team of front desk workers, you can rest assured that eHealth will help you find a small business health insurance plan for your size and health insurance needs. Below are some examples of the employees who can be covered under your group health insurance plan:
|Office managers||Physician's assistants|
|Additional M.D., D.D.S.||Dental hygienists|
|Nurse practitioners||Dentist's assistants|
|Surgical technicians||Dependents of staff|
As a small business, you have a choice in how much you pay for coverage and how much your employees pay. Under current legislation, a business with less than 50 employees is generally not required to offer insurance at all. But if you do offer it, you are usually required to pay at least 50% of your employees' premiums in most states. You may also choose to pay a higher percentage of your employees' premiums. The percentage of employee premiums you pay is called the employer contribution.
eHealth has a wealth of options for small business plans that allow the employees of your medical office to add their dependents. You can choose to contribute to the premiums of both your employees and their dependents, or you can have your employees pay the entire premium for their dependents.
As a healthcare professional looking to purchase small business health insurance for a medical practice office, you probably have more knowledge about the healthcare system than someone who doesn't work in the healthcare industry.
You know how important having access to healthcare is, and that not all doctors are the same. For some people, it's important to be able to stick with a doctor they know and love, but others may value a lower premium over more options for care providers. This is why you may want to consider offering more than one plan in order to accommodate the needs of your various employees.