Find Affordable Health Insurance in Hawaii
Find individual health insurance in Hawaii.
Discover more plans at the lowest available cost.
Hawaii Health Insurance
Residents can also refer to a number of resources within Hawaii:
Apply for Hawaii Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare Hawaii health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.
eHealth is an authorized federal government partner.
Looking to Purchase Hawaii Health Insurance?
We offer a broad selection of Hawaii health plans for individuals, families and small businesses from most of the leading Hawaii health insurance companies.
Hawaii Medical Insurance Statistics
Consider the following statistics about health care coverage in Hawaii:
1,392,400
Total Hawaii Residents
5%
Total Uninsured Hawaii Residents
810,520
Total Hawaii HMO enrollment
$703
Avg annual employee premium in Hawaii employer-sponsored plan (after employer contribution)
$2,349
Avg Hawaii hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007
Frequently asked questions
Does Hawaii require you to have health insurance?
Hawaii does not have a specific law requiring individuals to have health insurance coverage. However, Hawaii has promoted health insurance with the Hawaii Prepaid Health Care Act. Enacted in 1974, it requires most employers to offer employees group health insurance. Hawaii supports the federal Affordable Care Act (ACA), which requires all U.S. citizens to have health insurance.
How do you get health insurance in Hawaii?
Hawaiians who don't have health insurance through their employer or a government-sponsored program can purchase health insurance from private insurers or through the federal exchange. Open enrollment for plans occurs November 1st to December 15th. People with qualifying events may also purchase plans outside of open enrollment.
| Metal Level | Lowest Monthly Premium* |
|---|---|
| Bronze | $220.27 |
| Silver | $240.51 |
| Gold | $293.83 |
| Platinum | $351.05 |
How much does health insurance cost in Hawaii?
Hawaii residents can expect to pay an average of $224.3 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
| Metal Level | Average Monthly Premium* |
|---|---|
| Bronze | $224.3 |
| Silver | $271.45 |
| Gold | $304.88 |
| Platinum | $351.88 |
* This is the average price of a plan available from eHealth in Hawaii, but actual prices available depend on zip code, age, gender, and other factors. Get a personalized quote to see what may be available for you.