Hawaii short term plans aren't available, but you can still find affordable coverage
This information is secure
Consider the following statistics about health care coverage in Hawaii:
Average individual ST Premium$84
Average Individual ST Deductible$3,666
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Although federal laws allow short term plans to last up to 36 months, many U.S. states chose to maintain or create their own rules regarding short term plans. Short term health insurance in Hawaii is limited to 90 days, and renewals are prohibited. Additionally, anyone who was eligible for ACA coverage in the past 12 months is not allowed to purchase short term health insurance in Hawaii.
Due to such strict laws, insurers have exited out of the market in Hawaii, effectively making Hawaii short term health insurance unavailable.
Hawaii short term health insurance is no longer offered by any insurers, due to the strict limitations of HB1520 (enacted in 2018), which essentially means there is no market for short term plans in Hawaii any longer. You can still look for other types of affordable coverage. Get quotes on non-ACA-compliant plans like fixed indemnity and critical illness if you are unable to purchase major medical health insurance in Hawaii.
Federal regulations for short term health insurance may allow short term health plans to last for up to 36 months, but short term health insurance in Hawaii has very different laws.
Remember, if you’re looking for affordable coverage in Hawaii, there are still plenty of affordable options. Although short term health insurance is no longer available in Hawaii, it doesn’t mean you have to choose between major medical insurance or none at all. Compare plans for affordable health insurance alternatives on eHealth.