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Geisinger Marketplace All-Access HMO 20/50/3250 ($0 Cost Share)
Plan Summary
Plan Type HMO
Metal Level Gold
Office Visit for Primary Doctor
Find Doctors 		No Charge
Office Visit for Specialist No Charge
Office Visit for Other Practitioner (Nurse, Physician Assistant) No Charge
Annual Deductible None
Separate Prescription Drugs Deductible $0 per person | $0 per group
Coinsurance 0%
Retail Prescription Drugs Generic Drugs: No Charge;
Preferred Brand Drugs: No Charge;
Non-Preferred Brand Drugs: No Charge;
Specialty Drugs: No Charge;
Annual Out-of-Pocket Limit $0
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage Emergency Care Only 
Out-of-Country Coverage Yes. Emergent and urgent care covered 
Office Visit
Primary Care Physician Required Yes
Specialist Referrals Required No
Preventive Care Coverage
Periodic Health Exam No Charge
Periodic OB-GYN Exam No Charge
Well Baby Care No Charge
Emergency and Urgent Care
Emergency Room No Charge
Emergency Ambulance Services No Charge
Urgent Care Facility No Charge
Prescription Drug Coverage
Retail Prescription Drugs Generic Drugs: No Charge;
Preferred Brand Drugs: No Charge;
Non-Preferred Brand Drugs: No Charge;
Specialty Drugs: No Charge;
Separate Prescription Drugs Deductible $0 per person | $0 per group
Mail Order Prescription Drugs N/A
Mail Order Supply N/A
Outpatient Coverage
Outpatient Surgery Outpatient Surgery Physician/Surgical Services:
No Charge
Outpatient Facility Fee:
No Charge
Outpatient Lab/X-Ray Outpatient Lab:
No Charge
X-rays:
No Charge
Imaging (CT and PET scans, MRIs) No Charge
Outpatient Mental Health No Charge
Outpatient Substance Abuse No Charge
Outpatient Rehabilitation Services (PT, OT, ST) No Charge, limited to 36 Visit(s) per Benefit Period
Inpatient Coverage
Hospitalization Inpatient Hospital Services:
No Charge
Inpatient Physician and Surgical Services:
No Charge
Skilled Nursing Facility No Charge, limited to 120 Days per Benefit Period
Inpatient Mental Health No Charge
Inpatient Substance Abuse No Charge
Home Healthcare No Charge, limited to 60 Visit(s) per Benefit Period
Maternity Coverage
Pre & Postnatal Office Visit No Charge
Labor & Delivery Hospital Stay No Charge
Pediatric Services
Dental Checkup for Children No Charge, limited to 1 Exam(s) per 6 Months
Vision Screening for Children No Charge, limited to 1 Exam(s) per Year
Eye Glasses for Children No Charge, limited to 1 Item(s) per Year
Major Dental Coverage (Pediatric) No Charge
Additional Coverage
Chiropractic Coverage No Charge, limited to 20 Visit(s) per Benefit Period
Durable Medical Equipment No Charge
Hospice No Charge
Major Dental Coverage (Adult) Not Covered
Vision Coverage (Adult) Not Covered
Out-of-Network Coverage
Out-of-Network Authorization Required N/A
Out-of-Network Annual Deductible N/A
Out-of-Network Annual Coinsurance N/A
Out-of-Network Annual Out-of-Pocket Limit N/A
Additional Information
A.M. Best Rating N/A as of 03/09/2025
Electronic Signature for Application Available Yes
Details and documents about this plan
View Plan Brochure Exclusions and Limitations

Important notices and disclaimers

  • The information shown here is a summary of benefits for informational purposes only. Review the official plan documents (such as evidence of coverage, plan brochure, or insurance policy) for a detailed description of coverage benefits, limitations, and exclusions. Only the terms and conditions of coverage benefits listed in the policy are binding.
  • The benefits listed may be contingent on your use of physicians, hospitals, and services within the specific insurance company's provider network.
  • The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
  • Each insurance carrier may have unique Notices, Disclaimers, and Fees. Please check below for information regarding the plans and carriers you selected.
  • The quotes or rates shown above are estimates only. Your premium is subject to change based on the optional benefits you selected, if any, and other relevant factors, such as changes in rates that take effect before your coverage start date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
  • The Summary of Benefits & Coverage can be found at healthcare.gov. A paper copy of this Summary of Benefits & Coverage is available upon request by calling our toll free number. Click here to view the Uniform Glossary of Coverage and Medical Terms.