Compare health insurance quotes.

Find affordable health insurance and apply online.

Find Plans Now

Signature Benchmark Gold
Plan Summary
Plan Type HMO
Office Visit for Primary Doctor
Find Doctors 		$0 Copay
Office Visit for Specialist $50 Copay
Office Visit for Other Practitioner (Nurse, Physician Assistant) $0 Copay
Annual Deductible None
Separate Prescription Drugs Deductible $250 per person | $750 per group
Coinsurance 30%
Retail Prescription Drugs Generic Drugs: $20 Copay;
Preferred Brand Drugs: 25% Coinsurance after deductible;
Non-Preferred Brand Drugs: 50% Coinsurance after deductible;
Specialty Drugs: 50% Coinsurance after deductible;
Annual Out-of-Pocket Limit Individual: $8,950
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage No 
Out-of-Country Coverage Emergency Care Only.
Office Visit
Primary Care Physician Required Yes
Specialist Referrals Required No
Preventive Care Coverage
Periodic Health Exam No Charge
Periodic OB-GYN Exam No Charge
Well Baby Care No Charge
Emergency and Urgent Care
Emergency Room 30% Coinsurance
Emergency Ambulance Services 30% Coinsurance
Urgent Care Facility $50 Copay
Prescription Drug Coverage
Retail Prescription Drugs Generic Drugs: $20 Copay;
Preferred Brand Drugs: 25% Coinsurance after deductible;
Non-Preferred Brand Drugs: 50% Coinsurance after deductible;
Specialty Drugs: 50% Coinsurance after deductible;
Separate Prescription Drugs Deductible $250 per person | $750 per group
Mail Order Prescription Drugs N/A
Mail Order Supply N/A
Outpatient Coverage
Outpatient Surgery Outpatient Surgery Physician/Surgical Services:
30% Coinsurance
Outpatient Facility Fee:
30% Coinsurance
Outpatient Lab/X-Ray Outpatient Lab:
No Charge
X-rays:
No Charge
Imaging (CT and PET scans, MRIs) 30% Coinsurance
Outpatient Mental Health 30% Coinsurance
Outpatient Substance Abuse 30% Coinsurance
Outpatient Rehabilitation Services (PT, OT, ST) $25 Copay, limited to 20 Visit(s) per Year
Inpatient Coverage
Hospitalization Inpatient Hospital Services:
30% Coinsurance
Inpatient Physician and Surgical Services:
30% Coinsurance
Skilled Nursing Facility 30% Coinsurance, limited to 30 Days per Year
Inpatient Mental Health 30% Coinsurance
Inpatient Substance Abuse 30% Coinsurance
Home Healthcare 30% Coinsurance, limited to 30 Visit(s) per Year
Maternity Coverage
Pre & Postnatal Office Visit $0 Copay
Labor & Delivery Hospital Stay 30% Coinsurance
Pediatric Services
Dental Checkup for Children Not Covered
Vision Screening for Children $50 Copay, limited to 1 Visit(s) per Year
Eye Glasses for Children 30% Coinsurance, limited to 1 Item(s) per Year
Major Dental Coverage (Pediatric) Not Covered
Additional Coverage
Chiropractic Coverage Not Covered
Durable Medical Equipment 30% Coinsurance
Hospice 30% Coinsurance, limited to 6 Months per 3 Years
Major Dental Coverage (Adult) Not Covered
Vision Coverage (Adult) Not Covered
Out-of-Network Coverage
Out-of-Network Authorization Required N/A
Out-of-Network Annual Deductible N/A
Out-of-Network Annual Coinsurance N/A
Out-of-Network Annual Out-of-Pocket Limit N/A
Additional Information
A.M. Best Rating N/A as of 03/09/2025
Electronic Signature for Application Available Yes
Details and documents about this plan
View Plan Brochure Exclusions and Limitations

Important notices and disclaimers

  • The information shown here is a summary of benefits for informational purposes only. Review the official plan documents (such as evidence of coverage, plan brochure, or insurance policy) for a detailed description of coverage benefits, limitations, and exclusions. Only the terms and conditions of coverage benefits listed in the policy are binding.
  • The benefits listed may be contingent on your use of physicians, hospitals, and services within the specific insurance company's provider network.
  • The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
  • Each insurance carrier may have unique Notices, Disclaimers, and Fees. Please check below for information regarding the plans and carriers you selected.
  • The quotes or rates shown above are estimates only. Your premium is subject to change based on the optional benefits you selected, if any, and other relevant factors, such as changes in rates that take effect before your coverage start date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
  • The Summary of Benefits & Coverage can be found at healthcare.gov. A paper copy of this Summary of Benefits & Coverage is available upon request by calling our toll free number. Click here to view the Uniform Glossary of Coverage and Medical Terms.