Find short-term health insurance plans in IL
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Consider the following statistics about health care coverage in Illinois:
Average individual ST Premium$107
Average Individual ST Deductible$5,237
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Illinois short term health insurance plans offer health care coverage for up to 6 months (less than 181) days with no renewals permitted within a period of 365 days from the end of the individual’s coverage under the policy. Illinois short term health insurance can be a great solution when you're between jobs, waiting for group coverage to start, or need an affordable solution to more traditional health insurance for some time.
We offer Illinois residents short term medical insurance plans provided by leading insurance carriers. Compare Illinois short term health insurance plans and select the plan best suited for your health care needs.
Make sure to read your plan details carefully when shopping for short term health insurance in Illinois, so you understand that this temporary coverage is different than typical ACA-compliant coverage.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. Consider a few more facts about Illinois short term health plans:
Due to those limitations, short term health insurance in Illinois might not be for everyone. If you are seeking to save on health insurance costs in Illinois and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.