Find short-term health insurance plans in IN
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Consider the following statistics about health care coverage in Indiana:
Average individual ST Premium$88
Average Individual ST Deductible$4,955
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Indiana short term health insurance plans offer health care coverage for a maximum duration of not more than 6 months, and can be a great solution for coverage when you're between jobs, waiting for group coverage to start, or need an affordable solution to more traditional health insurance for some time. In addition to only providing coverage for up to 6 months, short term health insurance in Indiana cannot be renewed, and Indiana conducts rate reviews of short term coverage sold in their state.
We offer IN residents short term medical insurance plans provided by leading insurance carriers. Compare Indiana short term health insurance plans and select the plan best suited for your health care needs.
Keep in mind that laws are constantly changing for short term health insurance in Indiana, and some insurers may not offer this kind of coverage for the maximum amount of time allowed, or even at all. Make sure to carefully check plan details when shopping Indiana short term health insurance.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. A few more limitations of short term health insurance in Indiana include:
Due to those limitations, short term health insurance might not be for everyone. If you are seeking to save on health insurance costs in Indiana and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.