Find short-term health insurance plans in KS
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Consider the following statistics about health care coverage in Kansas:
Average individual ST Premium$104
Average Individual ST Deductible$4,799
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Kansas short term health insurance plans are limited to 12 months for an initial term, and can only be renewed once for a maximum duration of 24 months per state law. Kansas short term health insurance laws require short term health plans to have a minimum loss ratio of 60%.
We offer KS residents short term medical insurance plans provided by leading insurance carriers. Compare Kansas short term health insurance plans and select the plan best suited for your health care needs.
Make sure to read your plan details carefully when shopping for short term health insurance in Kansas, so you understand that this temporary coverage is different than typical ACA-compliant coverage.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. Consider a few more limitations of short term plans in Kansas:
Due to those limitations, short term health insurance might not be for everyone. If you are seeking to save on health insurance costs in Kansas and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.