Find short-term health insurance plans in KY
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Consider the following statistics about health care coverage in Kentucky:
Average individual ST Premium$95
Average Individual ST Deductible$5,217
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Kentucky short term health insurance plans abide by federal laws passed in 2018 which allow:
The federal laws that apply in Kentucky also state that insurers must make terms of plans, namely renewability provisions, clear to consumers.
We offer Kentucky residents short term medical insurance plans provided by leading insurance carriers. Compare Kentucky short term health insurance plans and select the plan best suited for your health care needs.
Make sure to read your plan details carefully when shopping for short term health insurance in Kentucky, so you understand that this temporary coverage is different than typical ACA-compliant coverage.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. Consider a few more limitations of short term plans in Kentucky:
Due to those limitations, short term health insurance might not be for everyone. If you are seeking to save on health insurance costs in Kentucky and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.