Find Affordable Health Insurance in Louisiana

Find individual health insurance in Louisiana.
Discover more plans at the lowest available cost.

eHealth is an authorized federal government partner.

Looking to Purchase Louisiana Health Insurance?

We offer a broad selection of Louisiana health plans for individuals, families and small businesses from most of the leading Louisiana health insurance companies.

Louisiana Medical Insurance Statistics

Consider the following statistics about health care coverage in Louisiana:

4,578,500

Total Louisiana Residents

11%

Total Uninsured Louisiana Residents

1,453,118

Total Louisiana HMO enrollment

$1,282

Avg annual employee premium in Louisiana employer-sponsored plan (after employer contribution)

$1,782

Avg Louisiana hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

Louisiana defers to the federal Affordable Care Act (ACA), which requires U.S. citizens to have at least the minimum level of health insurance coverage. Although the Personal Responsibility Payment no longer exists for people who are uninsured or underinsured, health insurance is critical protection against potential staggering out-of-pocket medical expense.
Although the Open Enrollment period is over for 2020 coverage, Louisiana residents can still enroll or change their health insurance coverage if they have a qualifying life event. This would trigger a special enrollment period. Alternatively, Louisianans can shop for short-term plans to get coverage until the next open enrollment period.
The cheapest health insurance in Louisiana starts for as low as $208.29 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$208.29
Silver$249.63
Gold$321.41
* This is the lowest-price Bronze plan available from eHealth in Louisiana, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
Louisiana residents can expect to pay an average of $240.21 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$240.21
Silver$317.91
Gold$362.49
* This is the average price of a plan available from eHealth in Louisiana, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.