Speak with a Licensed Insurance Agent
Have questions? We can help!
Call to speak with a licensed insurance agent.
1- TTY 711Touch to Call
Medicare Advantage plans are an alternative way for people to receive their Medicare Part A (hospital) and Part B (medical) benefits from private insurance companies approved by Medicare. A person who qualifies for Medicare Advantage may find these plans an attractive option because many Medicare Advantage plans provide additional benefits such as routine dental, routine vision, wellness programs, and prescription drug coverage. Medicare Advantage plans also may have lower out-of-pocket costs than Original Medicare has and provide out-of-pocket maximums.
It is important to remember, Medicare Advantage doesn’t replace Medicare Part A and Part B coverage. It is simply another way to receive these Medicare benefits—and sometimes additional benefits—through a plan sponsored by a Medicare-approved insurance company. To enroll in a Medicare Advantage plan, you must be eligible for, or already have, Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) coverage. Most people qualify for Medicare Part A and Part B when they turn age 65 or have received disability benefits from the Social Security Administration or Railroad Retirement Board for 24 months.
Medicare Advantage plans have service areas or designated regions where they are licensed by a state and approved by Medicare to provide coverage. Frequently Medicare Advantage plans also have networks of contracted health-care facilities and professionals who deliver covered services to the plan’s members. Therefore, you must sign-up for a Medicare Advantage plan that is available where you live.
Typically, you are still responsible for paying your Medicare Part B premium when you enroll in a Medicare Advantage plan. An exception may exist for people with limited incomes that qualify them for a Part B premium government subsidy. In addition to the Medicare Part B premium, you may pay a premium to the Medicare Advantage plan you choose, depending upon the plan and coverage it provides. Medicare Advantage plans can have premiums as low as $0.
Generally people who have ESRD are covered by Medicare Part A and Part B, and do not qualify for Medicare Advantage enrollment. If you have this condition, however, you may be able to enroll in a particular type of Medicare Advantage plan, a Special Needs Plan, designed to support many of the unique coverage needs of individuals with certain chronic health conditions, including ESRD.
Do you qualify for a Medicare Advantage plan? To begin searching for Medicare Advantage plans in your area, just enter you zip code on this page.
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.