Medicare in Arizona
Arizona Medicare Plans
If you're a beneficiary in Arizona, you may have many different options available when it comes to getting your Medicare coverage.
In Arizona, as in the rest of the United States, the Medicare program generally works in the same way, regardless of where you live. You may choose to get your coverage through Original Medicare, Part A and Part B, which is the government-run program for seniors and certain disabled adults. From there, you can also add on prescription drug coverage with a stand-alone Medicare Prescription Drug Plan (Medicare Part D), since Original Medicare only offers limited prescription drug benefits. Medicare Prescription Drug Plans are available through private insurance companies that contract with Medicare.
Alternatively, Arizona beneficiaries can choose to get their Medicare Part A and Part B coverage through Medicare Advantage (Medicare Part C), which is also available through Medicare-approved private insurance companies. These plans must cover at least the same level of benefits as Original Medicare, but many also offer additional benefits, such as prescription drugs, health wellness programs, routine vision and dental, or hearing coverage. Medicare Advantage plans in Arizona may also have different costs than Original Medicare, and the specific benefits available will depend on your county and zip code. If you choose to enroll in a Medicare Advantage plan that includes prescription drug coverage, also known as a Medicare Advantage Prescription Drug plan, you can get all of your Medicare health and prescription benefits under a single plan. You must continue to pay your Part B premium as well as any Medicare Advantage plan premium.
To help Arizona residents navigate their health-care options, there are a number of resources available.
Medicare resources in Arizona
Arizona Department of Economic Security, Division of Aging and Adult Services - This state office offers information about Arizona Medicare options for seniors and disabled beneficiaries. Both Medicare and Medicaid information is available through this office. This includes information about Medicare Advantage plans, Medicare Prescription Drug Plans, and dual-eligibility programs. In addition, the Division of Aging and Adult Services oversees the following programs:
- State Health Insurance Assistance Program (SHIP) - Offers free counseling services to beneficiaries and their families about their Medicare and health coverage options.
- Senior Medicare Patrol (SMP) - Created to help beneficiaries protect themselves from fraud and report errors in billing claims.
- Ferret Out Fraud Program - Trains volunteers to educate individuals on Medicare fraud issues.
Arizona Department of Insurance - This state government office provides a variety of relevant information, including the most recent information about Medicare Prescription Drug Plans available in the state. The overall goal of the Department of Insurance is to promote a healthy insurance industry, consumer protection, and economic development within Arizona. In addition to local information about Medicare in Arizona, the website offers links to national government offices for Medicare, Medicaid, and Social Security.
Community Partnership of Southern Arizona - The Community Partnership of Southern Arizona is the Regional Behavioral Health Authority contracted by the state to provide resources and behavioral health services to Arizona residents living in the southern region of the state. This agency also offers a wealth of information about Medicare plans in Arizona, particularly in the area of Medicare Part D prescription drug coverage. In addition to local information, it also offers links to national websites, such as the Center for Medicare Advocacy, where beneficiaries can collect additional information.
Because Medicare plans can vary in coverage and costs, it's important for Arizona beneficiaries to carefully review the plan options available in their specific zip code. Contact eHealth to speak with a licensed insurance agent who can help you find Medicare coverage that may fit your health needs and budget.
This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
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Last Updated Date: 11/5/2016