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Does Medicare Cover Assisted Living Care?

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Assisted living facilities are housing options that fall in the category between independent living and Skilled Nursing Facility (SNF) care. These facilities assist with daily living and may also provide support services such as personal care assistance and the administration of medications. Assisted living facilities generally offer more privacy and freedom than nursing homes do. They also offer more custodial services such as meals, personal care assistance, transportation, and 24-hour supervision, which Medicare generally does not cover. Medicare covers qualified health care costs accrued while you are living at the assisted living facility, but it does not cover the cost of the facility itself.

Medicare generally does not cover long-term care as it only covers short-term stays in skilled nursing or rehabilitation facilities. Certain Medicare Advantage plans may offer additional skilled nursing and home care beyond that covered by Original Medicare, but you may have to pay more for these plans. Additionally, Medicare Supplement (Medigap) plans generally do not cover long-term care.

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.

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eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.