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Medicare Coverage of Routine Dental Services

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Some Medicare beneficiaries are surprised to learn that Original Medicare, Part A and Part B, doesn’t cover routine dental services. Medicare only covers dental services in specific, limited situations, such as when such services are medically necessary in order to complete a Medicare-covered procedure.

But you may be able to get this coverage through a Medicare Advantage plan. Offered by private insurance companies approved by Medicare, Medicare Advantage plans include your Medicare Part A and Part B benefits (except hospice care, which Original Medicare covers). The difference is that you receive these Medicare benefits through a private, Medicare-approved insurance company instead of directly through the government. Many Medicare Advantage plans include additional benefits – like routine dental services.

There may be Medicare Advantage plans in your area that offer such routine dental coverage as:

  • Cleanings
  • Fillings
  • Extractions (removal of teeth)
  • Dentures
  • Crowns

Plan benefits may differ (other than the required Medicare Part A and Part B coverage). You still need to pay your monthly Part B premium.

Do you want to find out more about Medicare Advantage plans or switch to a plan that includes routine dental services? Just enter your zip code in the form on this page to start comparing plan options. Not every plan has this benefit, so you may want to look for routine dental services when you’re comparing plan benefits.

If you prefer, you can instead purchase dental insurance from a private insurance company that’s not a Medicare plan. You can use eHealth’s plan finder tool to find plans in your area.

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.


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