Getting Medicare Under the Age of 65
Many people think of Medicare as a government health-care program for Americans and legal permanent residents (of at least five continuous years) who are at least 65 years old. But some people qualify for Medicare before age 65.
Here are the most common ways you may be eligible for Medicare if you’re under age 65:
- You receive disability benefits from the Social Security Administration (SSA) or from the Railroad Retirement Board (RRB). You’re automatically enrolled in Original Medicare, Part A and Part B, after 24 continuous months of receiving disability benefits.
- You have Lou Gehrig’s disease (amyotrophic lateral sclerosis, or ALS). You’re automatically enrolled in Medicare the same month that your disability benefits start.
- You have end-stage renal disease (ESRD, which is permanent kidney damage that requires regular dialysis or a kidney transplant). In this case, you may qualify for Medicare, but you’re not automatically enrolled. To enroll, contact Social Security (information listed below).
If you have questions about your eligibility for Medicare if you’re under 65, or to enroll, you can contact Social Security at 1-800-772-1213. TTY users can call 1-800-325-0778. Representatives are available Monday through Friday, from 7AM to 7PM. Or, you can contact Medicare, or a licensed insurance agent at eHealth (contact information below).
This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.