Medicare in Alaska
Find affordable Medicare plans in Alaska
Alaska Medicare Coverage Options
If you’re a beneficiary in Alaska, you may be wondering how the Medicare program works in your state. In general, Alaska beneficiaries have the same Medicare coverage options available to them as beneficiaries in the rest of the country, including Original Medicare (Part A and Part B), Medicare Prescription Drug Plans (Part D), and Medicare Supplement insurance.
Alaska beneficiaries can get their Medicare benefits through Original Medicare, the government-run program that is made up of Part A (hospital coverage) and Part B (medical coverage). They can then supplement their coverage with a stand-alone Medicare Prescription Drug Plan and/or a Medicare Supplement (Medigap) insurance plan.
Medicare Advantage plans are not available in Alaska. Also known as Medicare Part C, Medicare Advantage plans are another way to get your Medicare Part A and Part B benefits through a Medicare insurance plan. These plans must provide at least the same level of coverage as Original Medicare, but may also include extra benefits, such as prescription drugs, hearing, and/or routine vision or dental.
The state of Alaska provides a variety of resources to help Medicare beneficiaries get the information and coverage they need.
Medicare resources in Alaska
Alaska Senior and Disability Services – Alaska Senior and Disability Services is a division of the Alaska Department of Health and Social Services. This office provides information about Alaska Medicare plan options and one-on-one counseling with residents to help them navigate their Medicare plan options. Here are some of the programs included under this division:
- Medicare Information Office – Includes online and in-person information about various Medicare plans, enrollment, and other topics related to Medicare.
- The Division of Public Assistance – Provides financial assistance and other resources to qualifying beneficiaries.
- Senior Medicare Patrol (SMP) – Offers services to Alaska beneficiaries to protect them from Medicare fraud and report errors on their billing claims.
Alaska Department of Administration Retirement and Benefits – This government office provides information about Medicare plans to individuals who also qualify for AlaskaCare retiree benefits. This would include employees of the state who are approaching retirement age and their families. The website offers information on both types of insurance plans to help retirees learn how to incorporate both types of coverage for maximum benefit. Basic information about Medicare is also included for beneficiaries who are getting started with their coverage. The website also offers contact details for personalized assistance and additional links to government pages offering more information.
Alaska Department of Commerce, Community and Economic Development – Within this state department is the Division of Insurance, which is responsible for regulating the insurance industry in Alaska. The division, in cooperation with the Alaska Department of Health and Social Services, has published a consumer guide focused on helping Medicare beneficiaries choose the right insurance plans for their particular needs. The office is also available to answer questions about additional coverage options for Alaska Medicare beneficiaries. In addition, there is information on how beneficiaries can protect themselves from insurance fraud and how they can handle cases of fraud or claim errors.
Facts about Medicare in Alaska in 2018
- 94,492 Alaskans were enrolled in Medicare in 2018
- 19 Medicare prescription drug plans are available in Alaska
- $20.40 is the lowest monthly premium for a Medicare prescription drug plan
Data from Medicare Enrollment Dashboard and 2018 MA Part D Landscape State by State
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This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply.
Benefits and/or copayments/co-insurance may change on January 1 of each year.
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