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Medicare in Kentucky

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If you’re a Kentucky resident looking for more information on Medicare, you’ve come to the right place.

In 2018, more than 903,650  Kentuckians were enrolled in Medicare, according to the Centers for Medicare & Medicaid Services (CMS). As a Medicare beneficiary, you’re fortunate to have a variety of state resources available to you; here is an overview of some you may find useful.

Medicare resources in Kentucky

Kentucky Department for Aging and Independent Living: The Kentucky Department for Aging and Independent Living (DAIL) is a state program that administers and oversees programs throughout the state to assist the elderly and persons with disabilities. As part of its mission, DAIL partners with all Area Agencies on Aging (AAA) to provide leadership, education, and guidance for local community and regional aging and disability programs. A few of the services offered by DAIL include:

  • Adult day care programs
  • Long-Term Care Ombudsman services
  • Caregiver support services
  • Elder abuse awareness and prevention
  • Aging Network services, a directory on Kentucky’s Area Agencies on Aging
  • Division of Guardianship program, which assists with legal guardianship services

Kentuckiana Regional Planning and Development Agency: The Kentuckiana Regional Planning and Development Agency (KIPDA) serves the aging and disabled population of Northern Kentucky through its Social Services Division. KIPDA promotes independent living and access to health services on behalf of seniors and disabled persons. KIPDA seeks to improve the health of elderly and disabled Kentucky residents through coordinated community-based services, including but not limited to, adult day care, assisted living, and directories of local, qualified health-care providers. KIPDA also advocates on behalf of the elderly and their rights.

Kentucky State Health Insurance Assistance Program: The Kentucky State Health Insurance Assistance Program (SHIP) is the state agency charged with providing oversight on state insurance programs. Kentucky Medicare beneficiaries can receive free counseling and assistance with Medicare-related issues. The Kentucky SHIP’s goal is to better educate the elderly, disabled, and caregivers to assist them in making informed decisions about their health care. The Kentucky SHIP uses educational programs and individual counseling sessions to educate Medicare beneficiaries about their coverage options.

Medicare statistical trends in Kentucky

For an overview on Medicare in Kentucky, here are some current trends in the state:

  • The Medicare Advantage (Part C) program continues to have a strong presence in the statewith 31% of Kentucky beneficiaries enrolled in Medicare Advantage and other health plans in 2018
  • 100% of Kentucky Medicare beneficiaries had access to a Medicare Advantage plan in 2018 .
  • Medicare prescription drug coverage seems to becoming more affordable. In 2018, 80% of residents with Medicare Part D had access to Medicare Part D coverage with a lower premium than they paid the previous year.
  • Over a third (34%) of Kentucky residents with Medicare Part D receive Extra Help with their prescription drug costs in 2018.
  • 683,800 Medicare beneficiaries had Medicare prescription drug coverage, with 32% of those covered enrolled in Medicare Advantage Prescription Drug Plans and 68% enrolled in stand-alone Medicare Part D Prescription Drug Plans.

If you’re interested in learning more about Medicare coverage in Kentucky, you have a few options. To browse right away, simply enter your zip code into the tool on this page to find plan options in your service area. For one-on-one assistance, call the number on this page to reach a licensed insurance agent.

Statistical data from the Centers for Medicare & Medicaid Services, “Medicare Enrollment Dashboard,” and ” 2018 Part D Landscape State-by-State Fact Sheet.”

Data in this article was checked when the article was written and might not be updated as newer data becomes available.

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.

The product and service descriptions, if any, provided on these eHealth Insurance Web pages are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable laws, rules, and regulations.

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