Medicare in Louisiana
Find affordable Medicare plans in Louisiana
In 2018, a sizeable portion of the total population in Louisiana was comprised of Medicare beneficiaries, with a grand total of 843,951 individuals, according to data from the Centers for Medicare & Medicaid Services (CMS). (This about 18 percent of the population of about 4.6 million according to the U.S. Census Bureau in 2017)
If you’re one of the many Medicare beneficiaries in Louisiana, you may have questions about your coverage and benefits. Fortunately, there is a wide array of resources available to help Louisiana residents understand their Medicare coverage.
Medicare resources in Louisiana
Louisiana Office of Aging and Adult Services: The Louisiana Office of Aging and Adult Services (OAAS) is a division of the state’s Department of Health. As part of an initiative to develop health-related programs and services, the goal of this office it to empower Louisiana seniors and disabled residents to make better choices about their health care and live independently for as long as possible. A sample of the services and programs offered by the OAAS include:
- Adult protective services and elderly protective services
- Program of All-Inclusive Care for the Elderly (PACE)
- Long-term care services, including information on nursing homes and skilled nursing care
- Community and family support programs, such as adult day care and housing support
Governor’s Office of Elderly Affairs: The Louisiana Governor’s Office of Elderly Affairs (GOEA) was formed in 1956 to be an advocate for senior and aging issues within the state. Since then, the agency has evolved to administer state and federal funds earmarked for Louisiana health initiatives. The main goal of the GOEA is to assure the welfare and health of Louisiana’s older population through a variety of services and programs, including senior employment support, transportation services, wellness programs for older adults, legal assistance, and more. The GOEA also oversees all of Louisiana’s Area Agencies on Aging (AAA) and local Councils on Aging (COA). If you’re looking for community support and programs in your area, this is a great place to start your research.
Senior Health Insurance Information Program: The Louisiana Senior Health Insurance Information Program (SHIIP) is a division of the Louisiana Department of Insurance. Its objective is to provide Medicare beneficiaries with the information they need to make informed and accurate decisions regarding their coverage options. The information provided by SHIIP is objective and comprehensive, staffed by a team of trained volunteers who provide free one-on-one counseling. If you have questions regarding how Medicare coverage works or what your costs may be, a SHIIP counselor is available to assist. You can also find a variety of free publications and online resources on Medicare.
Medicare statistical trends in Louisiana
As Louisiana’s population ages, the Medicare program is an important avenue for residents to get the hospital and medical coverage they need. Here are some Medicare trends in the state, based on CMS data:
- In 2018, 54 Medicare Advantage plans and 21 stand-alone Medicare Prescription Drug Plans were available to Louisiana beneficiaries.
- All Louisiana Medicare beneficiaries have access to the Medicare Advantage (Part C) program in 2018 The majority of Louisiana residents (542,147) are enrolled in the federally administered Original Medicare, compared with the 301,804enrolled in Medicare Advantage or another type of plan (based on 2018 data).
- 634,839, or 75 percent, of Medicare beneficiaries have Medicare prescription drug coverage through a Medicare Advantage prescription drug plan or stand-alone Part D Prescription Drug Plan.
- In 2018, Medicare prescription drug costs continue to be more affordable, with 85% of Louisiana beneficiaries with Medicare Part D having access to a plan with a less expensive premium than they paid the previous year.
- A sizeable proportion of low-income Louisiana beneficiaries get financial assistance with prescription drug costs. Of those with Medicare Part D, 39% of residents are enrolled in the Extra Help (Low-Income Subsidy) program, which helps with prescription drug costs like premiums, copayments, coinsurance, and deductibles.
If you’re ready to start browsing Medicare coverage in your Louisiana service area, just enter your zip code into the tool on this page to view plan options now.
Statistical data from the Centers for Medicare & Medicaid Services, “Medicare Enrollment Dashboard,” and “2018 MA Part D Landscape State-by-State Fact Sheet.”
Data in this article was checked when the article was written and might not be updated as newer data becomes available.
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