Will Medicare for All Reduce the Quality of My Medical Care?
Whether you call it “Medicare for All”, “single-payer health care”, or a strengthened Affordable Care Act, there’s a lot of discussion and disagreement about health-care reform.
What does Medicare for All mean?
“Medicare for All” may mean different things to different people. United States legislators have drafted several different proposals relating to Medicare for All. Some of them call only for public, or government-run, health care. Some would rely on private health insurance companies to deliver your care. Some of these bills propose a blend of public and private health insurance. Read more about Medicare for All.
Will medical care be adequate under Medicare for All?
Some Medicare for All proposals, such as the Choice Act, would require all health insurance plans to meet the standards specified in the Affordable Care Act (Obamacare).* For example, plans would have to cover pre-existing health conditions, certain preventive care, maternity care, prescription drugs, and so on.
But many details of implementing these various proposed Medicare for All programs have yet to be worked out. Some people are concerned that quality of care would suffer.
For example, the Fiscal Times predicts longer wait times to see a provider because there might not be enough doctors who take Medicare assignment. The Heritage Foundation cites the problems veterans have sometimes faced getting quality health care through the Veterans Administration as a bad example of “single-payer” government health care.
At this time, no one knows if Medicare for All will become a national reality, or what kinds of problems it might create – or solve. But if you’re currently eligible for Medicare, it may be a good idea to review your coverage and make sure you have the benefits that work for you.
A licensed eHealth insurance agent would be happy to go over Medicare coverage options with you. If you prefer to compare plans on your own, just enter your zip code on this page to get started.
Not eligible for Medicare, but still need health insurance? Visit ehealthinsurance.com and explore your coverage options quickly and easily.
As of the writing of this article, there are various proposals for Congress to repeal or replace Obamacare, so the situation may change. This article is for general information and may not be updated after publication.
*Source: Jan Schakowsky’s (D-Illinois) pages on House.gov site.