Find Affordable Health Insurance in Michigan

Find individual health insurance in Michigan.
Discover more plans at the lowest available cost.

Michigan State Health Resources

Residents can also refer to a number of resources within Michigan:

Apply for Michigan Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare Michigan health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase Michigan Health Insurance?

We offer a broad selection of Michigan health plans for individuals, families and small businesses from most of the leading Michigan health insurance companies.

Michigan Medical Insurance Statistics

Consider the following statistics about health care coverage in Michigan:

9,893,200

Total Michigan Residents

6%

Total Uninsured Michigan Residents

3,649,525

Total Michigan HMO enrollment

$1,236

Avg annual employee premium in Michigan employer-sponsored plan (after employer contribution)

$2,159

Avg Michigan hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

Michigan residents are subject to the federal Affordable Care Act (ACA), which requires all U.S. citizens have health insurance. Qualifying plans must provide at least the minimum standard of coverage set forth in the ACA.
In Michigan, you can get health insurance during open enrollment from a wide variety of private insurers or the federal exchange. If you've missed open enrollment and still need coverage, Michigan residents can purchase a short-term plans with coverage for up to 185 days.
The cheapest health insurance in Michigan starts for as low as $146.76 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$146.76
Silver$164.29
Gold$248.91
* This is the lowest-price Bronze plan available from eHealth in Michigan, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
Michigan residents can expect to pay an average of $165.76 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$165.76
Silver$220.3
Gold$279.95
* This is the average price of a plan available from eHealth in Michigan, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.

Buying an Individual and Family Health Plan in Michigan

A new Michigan private health insurance plan may be right for you if:

  • You are self-employed
  • Your employer does not offer a group plan
  • You are enrolled in a group plan, but it does not cover spouses or dependents
  • You are enrolled in a health plan, but the premiums are too high
  • You are enrolled in a health plan, but your benefits needs have changed