Find group health insurance in MI
To qualify for the full credit, you must meet the following criteria:
Number of full-time workers the company employs is within
Average annual wage per worker must be less than
Minimum employer contribution toward employee coverage is
If you are a small business owner with 25 full-time employees or less, and pay an average salary less than or equal to $52,000 a year, you might be eligible for a tax credit.* This tax credit was created under the Patient Protection and Affordable Care Act (PPACA) in order to give small businesses and tax-exempt organizations a break on the cost of group health insurance for their employees.
The federal tax credit will reimburse qualifying small businesses for up to 50% of the premiums they pay towards employee medical, vision and dental insurance. Tax-exempt organizations may qualify for a tax credit of up to 35% of premium expenses.
*In some states, the tax credit only applies to Qualifying Health Plans (QHPs) bought through government exchanges. Other restrictions may apply.
Small businesses with fewer than 10 full-time employees that pay average annual wages of $25,000 or less may qualify for the full credit. The amount of the credit is reduced for companies with more full-time workers and higher wages, until it is phased out entirely for those with 25 or more full-time workers and average annual wages over $52,000.
Because eligibility rules are based in part on the number of full-time employees, not the total number of all employees, businesses that use part-time help may qualify even if they employ more than 25 individuals.
eHealth is an authorized federal government partner.
We offer a broad selection of Michigan group health insurance for small businesses from most of the leading Michigan health insurance companies.
Michigan small business owners can also refer to the following resources about owning and operating a small business in Michigan:
Michigan Small Business Guide
Information about starting and managing a business in Michigan
Michigan Department of Treasury
Department responsible for income taxes for Michigan for individuals and small businesses
Small Business Buyers Guide
Not sure where to start? Try our Buyer's guide for Small Business Owners
“Before working with eHealth I thought buying group health insurance would be difficult. I didn't expect it to be as EASY as eHealth made it. My advice, work with eHealth - it's easy.”
- MS Glass LLC, Texas
“As a busy business owner, I needed eHealth to advise me and handle my group health insurance details. eHealth is an invaluable resource. Health insurance doesn't have to be complicated. Need help? call eHealth!”
- Tabatha, Nevada
“eHealth gave me confidence that we found the most affordable health plan for our business. Call eHealth, they make it simple.”
- Cristy, Smash Marketing in Colorado
“Choosing the right health plan can be complex. eHealth helped me understand the pros/cons to each plan choice. eHealth made group health insurance EASY!”
- Paul, New Jersey
“At first I felt buying group health insurance was so confusing. But eHealth made it so much simpler. eHealth makes health insurance easy!”
- Brett, Georgia
“eHealth gave me the guidance to feel confident buying group health insurance. Don't wait, ask eHealth about Small Business health insurance.”
- Carlos, Texas
“eHealth's customer service makes group health insurance easy. At renewal time, eHealth answered all my questions and showed me all the options they offer.”
- Cindy, Texas
“eHealth gave me the support I needed to pick the right plan and complete the application. My advice, stop researching and go to eHealth for help!”
- Arthur UX, California
“I was unsure about choosing the right health plan for my business. eHealth explained all my options, honestly. eHealth gave me the assurance I needed to find the right health plan.”
- Any Screen Inc., Colorado